
Pop quiz: You own a cleaning service and need a set of new vacuum cleaners. What do you do?
Maybe you draw down your savings account. Maybe you ask your local bank for a loan. Maybe you put the suckers on plastic.
All good answers, but let’s make it a little tougher: your low income allows for little savings, you have no credit score, and the only plastic in your wallet is your EBT card.
![Farmers Market Photo: [Flickr/1yen]](http://intersectfund.org/blog/wp-content/uploads/Farmers-Market-533x400.jpg)